Affordable Auto Insurance – The Professional Advantage

There are professions that are more likely to get affordable auto insurance. Read through this article to see if yours is one of such professions. Where it's not, you can learn what makes those professions attract such discounts and then implement them. Over time you'll also reap the fruits of such adjustments. Lastly, I'll also show you how anyone (in spite of their profession) can lower their auto insurance premium.

Certain professions give attention to details more than others. In fact, it's the very basis for their success. You can, for example, be negligent as a book binder without endangering the lives of many. However, you can not be negligent as a pilot and not cause the death of hundreds or even thousands. Therefore, as part of their training, they're made to develop great attention to details.

Now, the thing about training is that once absorbed, it affects you even outside the very practice of your profession. That's what happens to these folks who've been trained to give attention to minute details. Furthermore, in the case of professionals like pilots, being safety conscious is so much a part of their daily routine that it has become second nature to them.

As if those were not enough, in these kinds of professions, your professional license could be designated if you're convinced of recklessness on the road. Therefore, these are very less likely to be involved in accidents. And, the lower the likelihood of a claim, the more affordable your auto insurance premium would be.

Now, even if you do not belong to such professions where your conduct on the road could impact your rise, you'll do well to have as if it will. Avoid those tickets. Like someone said, they cost you much more than the fines. Take your time to learn all you can to become a better driver (This includes taking courses in defensive driving). More than lowering your premium, you'll save yourself and others the pain of being involved in an accident.

Finally, whether you belong to these favored professions or not, you can get affordable auto insurance by shopping around. With the internet, all it will take is only a few minutes. Take your time to visit at least 3 quotes sites for affordable auto insurance. The very good ones will return about five quotes for you to make your comparison. I recommend that you visit at least three of such sites so you will ensure that you do not miss a quote from an insurance company not covered by any of the other auto insurance quotes sites.

Please (This is very important), make sure you input the same information in all the sites. If you vary the information you supply, you will not be able to get quotes that will lead you to very informed comparisons.

How to Find Affordable Automobile Insurance in Arizona

Finding affordable automobile insurance for your Arizona vehicle may not be a difficult as you think. Shop around on the Internet for alternative quotes from various companies.

There are discounts and savings that you may not be aware of as follows:

1. Multi-Line Discount: Insurance companies offer discounts to policyholders that have more than one line of insurance coverage with them. Seek insurance quotes from the insurance company that is currently writing your homeowner or renter’s insurance policy. Be sure to make them aware that you have other lines of coverage placed with them, especially if you’re seeking quotes over the internet.

2. Non-smokers: Non-smokers are a more favorable risk to insurance companies than non-smokers. Now would be a good time to kick the habit for both your health and your pocket.

3. Vehicle Safety Features: Newer vehicles come equipped with airbags and automatic seatbelts. These features and others like anti lock brakes will server to lower your auto premiums.

4. Higher Deductibles: How much can you afford to pay out of pocket in the event of a collision or comprehensive loss? If you can afford to pay the first $500 or even $1,000, you will earn a premium discount for the higher deductible. Get alternative quotes with various deductibles. Make sure the premium savings is worth the extra out of pocket expense. Remember, the deductible applies to each loss, not just the first one.

5. Accident Free: How is your driving record? If you have a clean driving record without accident or points, ask your insurance company for a clean driver discount. Companies may call it by different names, but make sure you specifically ask the question how much is my clean driving record saving me?

6. Multiple Auto: Insuring two vehicles with one insurance company is cheaper than two separate policies. If you have more than one vehicle, it only makes sense to cover them under the same policy.

What Are The Top Art Schools?

Rankings are always tricky. Rating the top art schools depends on the criteria of the one or ones doing the judging and possibly whether or not they have some sort of connection or vested interest in placing certain schools where they place them. Cronyism aside and imagining a perfect world of total objectivity, a one-size-fits-all rating system would only work in a world where artists are determined ahead of time in a test tube and everyone is a homogenous clone. But then you have to wonder if art and creative expression would even really exist in such a utopian society.

So, back to the present day reality, a single specific answer to the question, "What are the top art schools?" generally does a disservice to the needs of the individual student. As with stereo components, it depends entirely on priority and application. The top school for music and performing arts will likely not be the top school for commercial and visual arts. Even within a single category, the "best" art school will still depend on the needs and priorities of the student.

There are a number of organizations and publications willing to give it a shot, though, and their conclusions can be easily found on the Internet. However, it is best to consider these ratings simply a starting point, as they can be quite misleading. Remember that higher education is funded primarily by the students who attend said facilities. No students, no school. No school, no over-paid faculty incapable of working in the real world. (Oops. Did I say that out loud?) And that, that certainly does not apply to all art school faculty members.

The first thing you need to determine is what you plan to do with an art education. There are many and varied career choices. The art career or occupation you want will be one of the most important deciding factors in your own personal ranking system.

For instance, if you're already working in the art field of your choice (or close to it) and all you need is a piece of paper, then you can probably get what you need from a local community college or state university. Depending on the state, that may be a less expensive way to get that piece of paper than going to a dedicated art school.

If, on the other hand, you're gunning for a particular possibly prestigious position in a well-known art gallery, it would serve you well to work backwards. Find out what they consider the top art schools and which of those they most often hire graduates from. In other words, which art school degree will get your resume to the top of the stack?

Your choice may also come down to economics. What can you afford; what kind of financial aid is available; and what are you chances of a reasonable pay off?

In the end, you are the judge. You will have to determine what the top art schools are for you and make the best choice for you. After all, individuality is the very pulse of art.

Microsoft Lumia 950: It Could Be Better

The Lumia 950 is Microsoft's attempt to turn your phone into something like a full-on Windows PC. It is built to move you to the next level of worker productivity. Unfortunately it comes up a little short.

The first Windows 10 device is designed to extend the benefits of the Windows experience to the smart phone. The goal is to use the phone to power a desk type experience to a monitor. This includes syncing office documents and photos across all your devices and connecting with the Windows store so your favorite apps, game, music and video are all in one place.

On the plus side, the phone does have a nice quad HD display, 5.2 inches, 564 pixels per square inch. USB-C for fast charging and a large capacity battery. The attractive display is easy to read outdoors. It is scratch resistant with a strong display glass.

Photo quality is on-par with the best smartphones. "Rich Capture" provides a triple LED natural flash. You can adjust the color saturation levels of bright or dark areas. A 20 MP sensor attempts to effectively eliminate motion blur. The quality camera image holds up even in low light.

The phone is constructed of plastic, a negative for some. The battery can be removed and it does has a microSD card slot which many phones do not. The Cortana voice assistant is also included.

Microsoft's secret sauce to all this is the Windows Continuum. The goal is to connect your Lumia 950 to a Microsoft Display Dock and use it with an external monitor, keyboard and a mouse. Office apps and Outlook can be scaled up to create a big screen optimized work environment. The idea is maintain productivity even without a laptop.

The Continuum feature is not really available in Android or iPhone devices. It will take some finesse to get it set up and some experimentation with the right type of cables etc. to make it work.

Once you have it together and working, whether it be in a hotel room or conference area, you can share a PowerPoint presentation or a video on large screen. When done you can undock your phone. Then you can resume working on the same project in a matter of minutes.

Many report problems with typing on the device. Automated spell check is not available. It will take longer to correct errors.

Windows 10 brings a few other additions to the Lumia 950. One is Windows Hello, now in beta mode. Hello is iris-scanning recognition software. It works by just starting into the phone.

App selection for a Windows phone still remains challenging. The platform is not supported by Google. Those who rely on Gmail, Google Maps, Google Drive, and Google Docs will have to find third party applications or go directly to the web for usage.

Pricing starts at $ 550 in the US and will be determined by carrier. A larger 5.7 "inch XL version is scheduled to be introduced later and will cost more.

The 950 is a good start for Microsoft to bring more productivity to the smart phone, but not the end result many were expecting. Unfortunately the design is not really anything new, Continuum set-up can be challenging, and a lack of apps is troublesome.

Windows fans may seize the opportunity to jump on the Lumia bandwagon and work through some of the phone's shortcomings.

Others will wait until Microsoft fixes some of the inherit problems with not only the phone but the Continuum system itself before giving it a more serious look.